Enter your mortgage numbers. See what you'd net under three exit scenarios — foreclosure sale, private sale, or refinance. Runs in your browser. Nothing saved. No signup required.
Estimates are fine. Refine as you go — the results update as you type.
Cash to you at close, under three different paths. Green = best, red = worst outcome.
Bank sells the property at auction or under court order. Sale price often 15-25% below market. Lender legal fees plus deficiency (if any) come out. Credit destroyed for 6-7 years.
Sell to a private buyer for cash at 85-90% of market value. Close in 7-30 days. No agent commission. Credit stays intact. Faster than listing.
Refinance with a new B-tier or private lender. You keep the home. Rate is higher (usually 8-11% for distressed refis) but you avoid the sale altogether. Feasibility depends on equity + income.
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